Personal Loans Up To $50K

Good Credit Score Required

Your Personal Loan Calculator

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This will not impact your credit score

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Complete our online Quick Quote in 2 minutes for your personalized loan rate.

Loan Application can be completed in 7 minutes

Get a response in 60 seconds

Receive your funding the next business day

This will not impact your credit score

Why Choose A Symple Personal Loan?

A Symple personal loan is an unsecured personal loan with no collateral required. Our loan rates are personalized based on your individual credit history and start as low as 6.99%. A Symple personal loan offers flexible payment terms of up to 7 years and no penalties for paying off your loan early. Whether you’re using your funds for emergency purposes, looking to consolidate your debt or update your home, Symple Loans is here to provide funds by the next business day upon approval. You can get your personalized rate in just 2 minutes without affecting your credit score.

Pay Less Interest

Customized Loan Terms

No Early Repayment Fees

Private

and Secure

A Personal Loan For Almost Every Need

Whether you are looking to lower your interest rate, pay off your bills, renovate your home, or take your dream vacation, a Symple Loan can help achieve your financial goals. A Symple personal loan can be used to:

This will not impact your credit score

Personalized & Flexible Loans

Whether your need is small or large, we offer unsecured personal loans from $5,000 to $50,000 with rates and terms that are customized for you.

Loans up to 

$50,000

Rates Starting from

6.99%*

Terms Ranging from

1-7 years

This will not impact your credit score

Symple Loans Rates

Our interest rates are often lower than what other lenders are offering and our Quick Quote feature gives you an indicative rate before you apply. You can have the money in your account the next business day.

Rates

Interest Rate Establishment Fee
6.99% p.a. to 22.99% p.a.*
From 0% to 5%*
APR
From 6.99% p.a. to 32.00% p.a.*

Loan Options

Minimum Amount Maximum Amount
$500
$50,000
Minimum Term Maximum Term
1 Year
7 Years

Get Started With A Personalized Quick Quote Rate

Check Your Rate in 2 Minutes and receive a personalized Quote Rate. It won’t impact your credit score.

This will not impact your credit score

Symple Loans Eligibility

  1. Be at least 18 years old
  2. Be employed and receiving employment or retirement income over $25k annually
  3. Be a Canadian citizen or permanent resident
  4. Reside in Canada (excl. NS, QC, SK)
  5. Have no current or previous consumer proposals or bankruptcies

This will not impact your credit score

Personal Loan FAQs

Symple Loans launched in January, 2018, in Australia and has since served the lending needs of thousands of Australians looking for better, faster and lower cost personal lending options. 

Symple Loans launched in Canada January 2021. At Symple, we are in the business of helping hard-working Canadians who would benefit the most from access to better, faster, and more affordable personal loan options.

A personal loan is an amount you can borrow from a bank or other lenders to use for a variety of purposes including, consolidating your debts, improving your home, investing in your portfolio, purchasing a new vehicle, and more. This amount is a one-time installment that is repaid over several years, to help you achieve your financial goals faster.

A personal loan is a loan you borrow from a bank or other lenders.  You receive the loan in a lump sum and are charged interest on the borrowed amount.  Customers will pay back the loan and interest over time.  A personal loan can be used for a variety of purposes including, consolidating your debts, improving your home, investing in your portfolio, purchasing a new vehicle, and more. 

Great Question! Personal loans through Symple add more financial flexibility to your lifestyle. Whether you are looking to pay off your credit card and high-interest debt, plan that once-in-a-lifetime vacation or update your dream kitchen, Symple Loans is here to help you achieve your goals. Your Symple loan can be used to help with;

  • Consolidating your debt
  • Decreasing high interest credit card payments
  • Home renovations
  • Purchasing a new vehicle
  • Investing in your portfolio
  • Travel
  • School fees and tuition
  • Major purchases
A Symple personal loan is an unsecured personal loan which means there is no collateral required.  Our loan rates start at 6.99% and are personalized based on your individual credit history.  You can get your personalized rate in just 2 minutes without affecting your credit score.
If you meet the below requirements, you are eligible for a Symple Loan:
1. Be at least 18 years old
2. Be employed, earning over $25K annually
3. Be a Canadian Citizen or Permanent Resident
4. Residing in Canada (excl. NB, NS QC, SK)
5. Have no previous bankruptcies

Yes!  Symple Loans is a fully digital lender which means you can complete your application, provide all required documents and sign your contract online.  We know our customers are busy and don’t want to wait for appointments or have to visit a branch.  You can apply for your loan where you want and when you want all online.  

Personal loans are a great option for lowering credit card debt by consolidating outstanding amounts and reducing high-interest rates. With most credit cards averaging an interest rate of 22.99% or higher, Symple Loans offers a smarter way to get ahead of credit card debt starting at just 6.99%. Symple Loans allow you to pay off your debt faster, have lower monthly payments, and increase your chances of improving your credit score over time.
Whether you’re carrying a small or large balance, Symple Loans offers personalized credit card refinancing loans from $5,000 to $50,000 to help you take back control faster.

The interest rate for a Symple loan is variable. Your rate is calculated as Prime + premium and future interest charges and repayment periods will be impacted by a change in the prime rate. If prime changes your loan payment will not differ, although your term may be extended to cover this additional cost. 

A Symple loan is the first step to getting ahead of your debt by decreasing your interest rates and lowering your monthly payments. Symple Loans provides the opportunity for you to pay off your debt with your transferred funds, or have us pay your creditors off directly, it’s that Symple! Whether you’re carrying a small or large balance, Symple Loans offers personalized refinancing loans from $5,000 to $50,000 to help you take back control faster.

At Symple, our application assessment and underwriting process allows us to better understand the specific circumstances of each applicant and offer customized interest rates and loan terms. Starting at just 6.99% our rates allow you to pay off your loan faster while paying less interest over your term.
Origination fees may be applicable on your Symple loan and help us provide you with the best customer experience from the comfort of your home, while keeping your interest rates low. These fees are a one-time charge of 0-5% and are added to your loan principal which can be paid off over your loan term.

Late payment fees of $45.00 will apply for missed or late scheduled repayments.

Yes.
The beauty of acquiring a Symple loan is our flexible, no fee, early payment plan.

You have several options to pay off your loan in partial or in full at any time by contacting our customer service team at [email protected] or call us directly at 1-888-479-2292.

Yes! Please contact our customer service team at [email protected] or call us directly at 1-888-479-2292 to change your loan payment date so you never have to miss a payment.

No! Symple Loan’s offers a no-obligation quick quote that includes a few simple questions to get your personalized rate. When you continue through your application and submit it in full, like any other loan your credit score may be impacted.
At Symple Loans, we pride ourselves on creating the most efficient and convenient experience for our consumers. Once you have accepted your loan terms by signing your contract, funds will be transferred by the next business day, it’s that Symple!
Absolutely! We use the most advanced technology and trusted partners to ensure the complete security of your information during your experience with us.

This will not impact your credit score