Consolidate Your Debt With A Loan Up To $50,000

Debt Consolidation Loan Calculator


This will not impact your credit score

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Complete our online Quick Quote in 2 minutes for your personalized loan rate.

Loan Application can be completed in 7 minutes

Get a response in 60 seconds

Receive your funding the next business day

This will not impact your credit score

Take Control of Your Finances With a Symple Loan

Managing multiple monthly loans or credit card repayments can be overwhelming. Where do you begin? Bringing together several existing debts under a single debt consolidation loan with Symple Loans is one sensible approach you can take to keep in control of your financial situation. A lower interest rate loan from Symple can allow you to pay your loans off faster and pay less interest over time – it’s Symple. 

Personalized rate quote | Symple Loans

Personalized Rate Quote

Loan Terms from 1 to 7 Years | Symple Loans

Loan Terms from 1 to 7 Years

No Early Repayment Fees | Symple Loans

No Early Repayment Fees

Private and Secure | Symple Loans

Private and Secure

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Tackle Debt Consolidation With a Plan

When taking out a debt consolidation loan from Symple Loans, the funds can be used to pay down common types of debts including: 

Credit Card Balances, Buy Now – Pay Later Accounts, Student Loans, Car Loans, and more.

Pay Off Credit Cards Bills Icon | Symple Loans

Credit Card Balances

Student Loan Icon | Symple Loans

Student Loans

Buy Now – Pay Later Icon | Symple Loans

Buy Now – Pay Later Accounts

Pay Car Loan Icon | Symple Loans

Car Loans

This will not impact your credit score

Symple Loans Rates

Our interest rates are often lower than what other lenders are offering and our Quick Quote feature gives you an indicative rate before you apply. You can have the money in your account the next business day.


Interest Rate Establishment Fee
6.99% p.a. to 26.99% p.a.*
From 0% to 5%*
From 6.99% p.a. to 32.00% p.a.*

Loan Options

Minimum Amount Maximum Amount
Minimum Term Maximum Term
1 Year
7 Years
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Get Started With A Personalized Quick Quote Rate

Check Your Rate in 2 Minutes and receive a personalized Quote Rate. It won’t impact your credit score.

This will not impact your credit score

Symple Loans Eligibility

1. Be at least 18 years old
2.Be employed and receiving employment or retirement income over $50k annually
3. Be a Canadian citizen or permanent resident
4. Reside in Canada (excl. NS, QC, SK)
5. Have no current or previous consumer proposals or bankruptcies

This will not impact your credit score

Debt Consolidation Loan FAQs

A debt consolidation loan allows you to use a single loan to pay off other debts – a good option for simplifying your monthly repayments and saving on interest expenses.

A Symple loan is the first step to getting ahead of your debt by decreasing your interest rates and lowering your monthly payments. Symple Loans provides the opportunity for you to pay off your debt with your transferred funds, or have us pay your creditors off directly, it’s that Symple!

Customers can request for $5,000 to $50,000 and select loan terms from 1 to 7 years. The amount that you are approved for will depend on the details provided in your application.

We take into consideration a number of factors relating to your individual financial situation and credit history. Generally, the higher your credit score, the more likely you are to be approved.

At Symple, our application assessment and underwriting process allows us to better understand the specific circumstances of each applicant and offer customized interest rates and loan terms.

  • Rates starting at 6.99%
  • Terms from 1-7 years

Our rates allow you to pay off your loan faster while paying less interest over your term.

Yes. The beauty of acquiring a Symple Loan is our flexible, no fee, early payment plan. With no early payment penalties you have several options to pay off your loan in partial or in full at any time by contacting our customer service team at [email protected] or call us directly at 1-888-479-2292.

If you meet the below requirements, you are eligible for a Symple Loan:
1. Be at least 18 years old
2. Be employed and receiving employment or retirement income over $50k annually
3. Be a Canadian Citizen or Permanent Resident
4. Residing in Canada (excl. NS QC, SK)
5. Have no previous bankruptcies

Absolutely not! Origination fees may be applicable on your Symple Loan and help us provide you with the best customer experience from the comfort of your home, while keeping your interest rates low. These fees are a one-time charge of 0-5% and are added to your loan principal which can be paid off over your loan term. Late payment fees of $45.00 will apply for missed or late scheduled payments.

Our customer care team at Symple is always ready to help. You can email us at any time at [email protected], and a customer care representative will reach out to you by the next business day or give us a call Monday-Friday between 9AM-5PM EST at 1-888-479-2292.
You can apply anywhere at anytime from the comfort of your own home, or on your daily commute by answering a few quick questions.

This will not impact your credit score