Emergency Loans Up To $50,000

Your Emergency Loan Calculator

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This will not impact your credit score

Complete our online Quick Quote in 2 minutes for your personalized loan rate.

Loan Application can be completed in 7 minutes

Get a response in 60 seconds

Receive your funding the next business day

This will not impact your credit score

Get The Funding You Need For An Emergency Loan

Emergencies Happen. Don’t waste time worrying about how to pay for it when you need funds quickly. Symple Loans is here to provide Canadians with fast and easy unsecured personal loans for when you don’t have the luxury of time. An online emergency loan can be quick, easy, and hassle free. An approved emergency loan from Symple can be in your account as soon as the next business day. With loans up to $50,000 and flexible payment terms of up to 7 years, a loan from Symple is a smart option to help you out of your emergency. A Symple personal loan allows you to focus on the more important things while we take care of the rest.

Personalized Rate Quote

Loan Terms from 1 to 7 Years

No Early Repayment Fees

Private and Secure

No Matter The Financial Crisis, Resolve It With A Quick Emergency Loan From Symple

No matter the crisis, an emergency loan from Symple can get you the funds you need quickly.

Emergency Medical or Dental Icon | Symple Loans

Emergency Medical Or Dental

Floor or Fire Damage Icon | Symple Loans

Flood Or Fire Damage

Travel Emergency Icon | Symple Loans

Emergency Travel

Funeral Expense Icon | Symple Loans

Funeral Expense

Car Repair Icon | Symple Loan

Car Repairs

This will not impact your credit score

Emergency Loan Rates By Symple Loans

Our interest rates are often lower than what other lenders are offering and our Quick Quote feature gives you an indicative rate before you apply. You can have the money in your account the next business day.

Rates

Interest Rate Establishment Fee
5.75% p.a. to 22.99% p.a.*
From 0% to 5%*
APR
From 5.75% p.a. to 33.08% p.a.*

Loan Options

Minimum Amount Maximum Amount
$5,000
$50,000
Minimum Term Maximum Term
1 Year
7 Years

Get Started With A Personalized Quick Quote Rate

Check Your Rate in 2 Minutes and receive a personalized Quote Rate. It won’t impact your credit score.

This will not impact your credit score

Symple Loans Eligibility

  1. Be at least 18 years old
  2. Be employed and receiving employment or retirement income over $25k annually
  3. Be a Canadian citizen or permanent resident
  4. Reside in Canada (excl. NS, QC, SK)
  5. Have no current or previous consumer proposals or bankruptcies

This will not impact your credit score

Emergency Loan FAQs

A qualified emergency is an emergency requiring immediate funds that you have not planned or budgeted for.  It may be emergency dental work, funeral expenses, emergency travel, unplanned car expenses or repairs due to fire or flood damage or a broken down car.
If you meet the below requirements, you are eligible for a Symple loan: 1. Be at least 18 years old 2. Be employed, earning over $25K annually 3. Be a Canadian Citizen or Permanent Resident 4. Residing in Canada (excl. NB, NS QC, SK) 5. Have no previous bankruptcies
  1. Apply online at www.sympleloans.ca
  2. Receive your personalized interest rate
  3. Complete the application in full and sit tight as our credit team reviews your application 
  4. If approved, you will receive your contract to sign
  5. Approved & signed contracts will receive their funds the next business day

At Symple, our application assessment and underwriting process allows us to better understand the specific circumstances of each applicant and offer customized interest rates and loan terms. Starting at just 5.75% our rates allow you to pay off your loan faster while paying less interest over your term.

Origination fees may be applicable on your Symple emergency loan and help us provide you with the best customer experience from the comfort of your home, while keeping your interest rates low. These fees are a one-time charge of 0-5% and are added to your loan principal which can be paid off over your loan term. Late payment fees of $45.00 will apply for missed or late scheduled repayments.
Yes. The beauty of acquiring a Symple emergency loan is our flexible, no fee, early payment plan. You have several options to pay off your loan in partial or in full at any time by contacting our customer service team at [email protected] or call us directly at 1-888-479-2292
Yes! Please contact our customer service team at [email protected] or call us directly at 1-888-479-2292 to change your loan payment date so you never have to miss a payment.
No! Symple Loan’s offers a no-obligation quick quote that includes a few simple questions to get your personalized rate. When you continue through your application and submit it in full, like any other loan your credit score may be impacted.
At Symple Loans, we pride ourselves on creating the most efficient and convenient experience for our consumers. Once you have accepted your loan terms by signing your contract, funds will be transferred by the next business day, it’s that Symple!
Absolutely! We use the most advanced technology and trusted partners to ensure the complete security of your information during your experience with us.
You can apply anywhere at anytime from the comfort of your own home, or on your daily commute by answering a few quick questions.

This will not impact your credit score