Home Improvement Loans up to $50,000

Your Home Improvement Loan Calculator


This will not impact your credit score

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Complete our online Quick Quote in 2 minutes for your personalized loan rate.

Loan Application can be completed in 7 minutes

Get a response in 60 seconds

Receive your funding the next business day

This will not impact your credit score

Bring Your Next Home Renovation Project to Life

Have you outgrown your current space?  Would your home be more comfortable with a some upgrades?  A home improvement loan from Symple Loans could be the solution to ensuring your home meets your needs.  With a fast and easy application process, Symple can help you move ahead with the next renovation project you have planned.

Personalized rate quote | Symple Loans

Personalized Rate Quote

Loan Terms from 1 to 7 Years | Symple Loans

Loan Terms from 1 to 7 Years

No Early Repayment Fees | Symple Loans

No Early Repayment Fees

Private and Secure | Symple Loans

Private and Secure

A Loan For The Many Needs Around The House

A home improvement loan can be used for many property-related expenses including indoor renovation like a new bathroom or kitchen upgrade and outdoor projects like a new deck or pool.  Kickstart the home upgrades you have been thinking about with a Symple Loan today!

Home Renovations Icon | Symple Loans

Home Renovations

Home Renovations Icon | Symple Loans

New Furniture

Emergency Repairs Icon | Symple Loans

Emergency Repairs

Backyard Upgrades Icon | Symple Loans

Backyard Upgrades

This will not impact your credit score

Symple Loans Rates

Our interest rates are often lower than what other lenders are offering and our Quick Quote feature gives you an indicative rate before you apply. You can have the money in your account the next business day.


Interest Rate Establishment Fee
6.99% p.a. to 26.99% p.a.*
From 0% to 5%*
From 6.99% p.a. to 32.00% p.a.*

Loan Options

Minimum Amount Maximum Amount
Minimum Term Maximum Term
1 Year
7 Years
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Get Started With A Personalized Quick Quote Rate

Check Your Rate in 2 Minutes and receive a personalized Quote Rate. It won’t impact your credit score.

This will not impact your credit score

Symple Loans Eligibility

1. Be at least 18 years old
2.Be employed and receiving employment or retirement income over $50k annually
3. Be a Canadian citizen or permanent resident
4. Reside in Canada (excl. NS, QC, SK)
5. Have no current or previous consumer proposals or bankruptcies

This will not impact your credit score

Home Improvement Loans FAQs

A home improve loan is an unsecured personal loan that can be used to finance both indoor and outdoor upgrades to your property! From redesigning your outdoor living space to upgrading your dream kitchen, Symple personal loans has you covered.
Customers can request for $5,000 to $50,000 and select loan terms from 1 to 7 years. The amount that you are approved for will depend on your personal application.

Yes! The beauty of acquiring a Symple Loan is our flexible, no fee, early payment plan. With no early payment penalties you have several options to pay off your loan in partial or in full at any time by contacting our customer service team at [email protected] or call us directly at 1-888-479-2292.

IIf you meet the below requirements, you are eligible for a Symple Loan:
1. Be at least 18 years old
2. Be employed and receiving employment or retirement income over $50k annually
3. Be a Canadian Citizen or Permanent Resident
4. Residing in Canada (excl. NS QC, SK)
5. Have no previous bankruptcies

At Symple, our application assessment and underwriting process allows us to better understand the specific circumstances of each applicant and offer customized interest rates and loan terms.

  • Rates starting at 6.99%
  • Terms from 1-7 years

Our rates allow you to pay off your loan faster while paying less interest over your term.

No! Symple Loan’s offers a no-obligation quick quote that includes a few simple questions to get your personalized rate. When you continue through your application and submit it in full, like any other loan your credit score may be impacted.
Absolutely not! Origination fees may be applicable on your Symple Loan and help us provide you with the best customer experience from the comfort of your home, while keeping your interest rates low. These fees are a one-time charge of 0-5% and are added to your loan principal which can be paid off over your loan term. Late payment fees of $45.00 will apply for missed or late scheduled payments.
At Symple Loans, we pride ourselves on creating the most efficient and convenient experience for our consumers. Once you have accepted your loan terms by signing your contract funds will be transferred by the next business day, it’s that Symple!
You can apply anywhere at anytime from the comfort of your own home, or on your daily commute by answering a few quick questions.

This will not impact your credit score