Get Access To Better Borrowing With A

Major Purchase Loan Up To $50,000

Symple Loan Calculator


This will not impact your credit score

Complete our online Quick Quote in 2 minutes for your personalized loan rate.

Loan Application can be completed in 7 minutes

Get a response in 60 seconds

Receive your funding the next business day

This will not impact your credit score

Check Your Next Major Purchase Off Your List With a Symple Loan

Planning your dream wedding but need a loan to make it a reality?  Maybe you have had your eye on a new bicycle or boat?  With rates starting at 6.99%, a Symple Loan could be the best option to help you make that large purchase faster. 

Personalized Rate Quote

Loan Terms from 1 to 7 Years

No Early Repayment Fees

Private and Secure

Make Your Dreams a Reality

A loan can help you pay for items that you having been eyeing but your current cash flow might be preventing you from buying now.  Your loan can help you pay for purchases such as an engagement ring or a wedding, recreation vehicles like a boat or bike, or a new pool for the backyard!

Wedding Icon | Symple Loans


Major Purchases

Milestone Gift Icon | Symple Loans

Milestone Gifts

ATV Icon

Recreational Toys / Vehicle

This will not impact your credit score

Symple Loans Rates

Our interest rates are often lower than what other lenders are offering and our Quick Quote feature gives you an indicative rate before you apply. You can have the money in your account the next business day.


Interest Rate Establishment Fee
6.99% p.a. to 22.99% p.a.*
From 0% to 5%*
From 6.99% p.a. to 32.00% p.a.*

Loan Options

Minimum Amount Maximum Amount
Minimum Term Maximum Term
1 Year
7 Years
2 Minutes Icon | Symple Loans

Get Started With A Personalized Quick Quote Rate

Check Your Rate in 2 Minutes and receive a personalized Quote Rate. It won’t impact your credit score.

This will not impact your credit score

Symple Loans Eligibility

1. Be at least 18 years old
2.Be employed and receiving employment or retirement income over $50k annually
3. Be a Canadian citizen or permanent resident
4. Reside in Canada (excl. NS, QC, SK)
5. Have no current or previous consumer proposals or bankruptcies

This will not impact your credit score

Major Purchase FAQs

A major purchases loan allows you to accelerate your ability to plan your dream wedding or purchase a new boat the options are endless!
Customers can request for $5,000 to $50,000 and select loan terms from 1 to 7 years. The amount that you are approved for will depend on the details provided in your application.

The beauty of acquiring a Symple loan is our flexible, no fee, early payment plan. With no early payment penalties you have several options to pay off your loan in partial or in full at any time by contacting our customer service team at [email protected] or call us directly at 1-888-479-2292.

If you meet the below requirements, you are eligible for a Symple Loan:
1. Be at least 18 years old
2. Be employed, earning over $50K annually
3. Be a Canadian Citizen or Permanent Resident
4. Residing in Canada (excl. NS, QC, SK)
5. Have no previous bankruptcies

At Symple, our application assessment and underwriting process allows us to better understand the specific circumstances of each applicant and offer customized interest rates and loan terms. Our rates allow you to pay off your loan faster while paying less interest over your term.

  • Rates starting at 6.99%
  • Terms from 1-7 years
Absolutely not! Origination fees may be applicable on your Symple Loan and help us provide you with the best customer experience from the comfort of your home, while keeping your interest rates low. These fees are a one-time charge of 0-5% and are added to your loan principal which can be paid off over your loan term. Late payment fees of $45.00 will apply for missed or late scheduled payments.

You can apply anywhere at anytime from the comfort of your own home, or on your daily commute by answering a few quick questions. Click to check your rate!

This will not impact your credit score