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Car Loans

Car Loan Calculator


This will not impact your credit score

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Complete our online Quick Quote in 2 minutes for your personalized loan rate.

Loan Application can be completed in 7 minutes

Get a response in 60 seconds

Receive your funding the next business day

This will not impact your credit score

Your Next Car is Just a Few Clicks Away

Rather than taking out a loan that puts your vehicle up as security or locks you into a fixed term, it may be worthwhile considering an unsecured car loan instead.  With Symple Loans, you can borrow up to $50,000 for your next auto purchase, choose loan terms up to 7 years, and have the flexibility to pay off the balance at any time without fees or penalties.

Personalized rate quote | Symple Loans

Personalized Rate Quote

Loan Terms from 1 to 7 Years | Symple Loans

Loan Terms from 1 to 7 Years

No Early Repayment Fees | Symple Loans

No Early Repayment Fees

Private and Secure | Symple Loans

Private and Secure

You Find The Vehicle, Symple Loans Will Help With The Rest

Our quick online application process and flexible terms allow you to breeze through the process of sorting out your financing before you step foot onto the dealership floor.  Know that an unsecured car loan with Symple Loans can be used for a variety of vehicle related expenses:

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Buying a New or Pre-owned Car

Refinance Car Loan | Symple Loans

Refinance an Existing Car Loan

Buy out lease loan | Symple Loans

Paying out a Lease

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Car Maintenance or Upgrades

This will not impact your credit score

Symple Loans Rates

Our interest rates are often lower than what other lenders are offering and our Quick Quote feature gives you an indicative rate before you apply. You can have the money in your account the next business day.


Interest Rate Establishment Fee
6.99% p.a. to 22.99% p.a.*
From 0% to 5%*
From 6.99% p.a. to 32.00% p.a.*

Loan Options

Minimum Amount Maximum Amount
Minimum Term Maximum Term
1 Year
7 Years
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Get Started With A Personalized Quick Quote Rate

Check Your Rate in 2 Minutes and receive a personalized Quote Rate. It won’t impact your credit score.

This will not impact your credit score

Symple Loans Eligibility

1. Be at least 18 years old
2.Be employed and receiving employment or retirement income over $50k annually
3. Be a Canadian citizen or permanent resident
4. Reside in Canada (excl. NS, QC, SK)
5. Have no current or previous consumer proposals or bankruptcies

This will not impact your credit score

Auto Loan FAQs

An auto loan with Symple can be used to purchase your car outright, pay for restoration or repairs. Our vehicle loans are unsecured, personal loans giving you flexibility to borrow and pay off the loan between 1 and 7 years.

Whether your putting a down payment on your new dream car or giving your current vehicle a little extra attention before the seasons change, Symple Loans can help with you’re vehicle financing needs with loans from $5,000 to $50,000 and terms from 1 to 7 years.

If you meet the below requirements, you are eligible for a Symple Loan:
1. Be at least 18 years old
2. Be employed and receiving employment or retirement income over $50k annually
3. Be a Canadian Citizen or Permanent Resident
4. Residing in Canada (excl. NS QC, SK)
5. Have no previous bankruptcies

An unsecured vehicle loan from Symple Loans can be used for a variety of vehicle purchases and expenses. From down-payments and purchasing to vehicle repairs, Symple Loans has you covered.

Yes! The beauty of acquiring a Symple loan is our flexible, no fee, early payment plan. With no early payment penalties you have several options to pay off your loan in partial or in full at any time by contacting our customer service team at [email protected] or call us directly at 1-888-479-2292.

Absolutely not! Your auto loan through Symple allows you to focus on finding the best vehicle that fits your needs without worrying about high interest terms. Allowing you to pay off your vehicle faster and have more funds available to fuel your trips.

At Symple, our application assessment and underwriting process allows us to better understand the specific circumstances of each applicant and offer customized interest rates and loan terms. Our rates allow you to pay off your loan faster while paying less interest over your term.

  • Rates starting at 6.99%
  • Terms from 1-7 years
Absolutely Not! Origination fees may be applicable on your Symple Loan and help us provide you with the best customer experience from the comfort of your home, while keeping your interest rates low. These fees are a one-time charge of 0-5% and are added to your loan principal which can be paid off over your loan term. Late payment fees of $45.00 will apply for missed or late scheduled payments.
No! Symple Loan’s offers a no-obligation quick quote that includes a few simple questions to get your personalized rate. When you continue through your application and submit it in full, like any other loan your credit score may be impacted.
You can apply anywhere at anytime from the comfort of your own home, or on your daily commute by answering a few quick questions.

This will not impact your credit score